Help & FAQ

StackCheaper tracks live prices for gold and silver bullion across many dealers and shows you who's cheapest right now, valued against live spot. Compare any coin or bar side by side, set price alerts, and track your stack. It's all free to use.

No. You can browse and compare prices without signing in. A free, passwordless account lets you track your stack, build a watchlist, and set price alerts.

No. We don't sell anything or handle payments. When you find a good price, the link takes you straight to that dealer's own site to complete the purchase there.

The premium is how much over the metal's melt (spot) value you're paying. If silver spot is $30/oz and a coin costs $33, that's a 10% premium. For the same metal, a lower premium is the better deal.

Listed prices reflect each dealer's wire/check/eCheck price, which is usually their cheapest payment method. Paying by card is typically a few percent more. Spot and stock move constantly, so always confirm the final price on the dealer's own site.

Dealer prices and spot are refreshed continuously throughout the day, so what you see closely tracks the live market.

Spot moves every few seconds and dealers re-price at different times, so brief mismatches happen. The dealer's own checkout is always the source of truth.

We divide a listing's total price by the pure metal content of the item, so a 90%-silver "junk" coin or a fractional-ounce gold coin is compared fairly against a 1 oz round. That's what lets you line up very different products by true cost per ounce.

A growing list of the major U.S. online bullion dealers. We're adding more over time. If there's one you'd like to see, let us know below.

We read the r/pmsforsale marketplace, work out each listing's all-in price per ounce (shipping included), and only show it when it actually beats the cheapest dealer we track for that same item, with the exact saving. Everything else is left out, so a Reddit listing only appears when it's a genuinely better buy than a dealer. These are private-party sales, so do your own due diligence and follow the subreddit's rules before buying. Hide the row anytime in Settings.

Set a target — a premium % or a price — and when a live listing crosses it, we email you. Alerts watch every dealer we track and qualifying r/pmsforsale deals, so a match from either source triggers your alert. You get one ping per match, then a short cooldown so you're never spammed.

Yes. Alerts also watch the r/pmsforsale deals that beat the cheapest dealer we track. So if you've set, say, "American Silver Eagle at or below $50/oz" and every dealer is higher but someone posts one on Reddit that clears your target, you'll get the alert — with a link to the listing. Because peer-to-peer posts sell fast, we only alert on recent ones, and these are private-party sales, so do your own due diligence before buying.

Free accounts get real-time spot-price alerts on gold or silver, like "gold under $4,000/oz." Pro adds premium alerts (get pinged when a metal or item hits your target premium, over or under spot, for example any silver at or below +2%) and alerts on a specific coin or bar.

No. An alert fires once when the price crosses your threshold, and won't fire again until the price recovers above it and crosses back — and even then, at most once an hour. A price that just sits below your target sends one alert, not a stream.

An optional heads-up when a genuinely standout deal shows up across any dealer. It's not on a schedule, just when something unusually good appears. Toggle it on from your Account page.

On your Account page, hit the ✎ to edit any alert right in the list, or flip its toggle to pause it without deleting.

By email to your account address, the moment your target is hit.

The paid tier. The comparison table, every product, MyStack, and real-time spot-price alerts all stay free. Pro adds premium alerts (get pinged when a metal or item hits your target premium over spot), alerts on any specific coin or bar by price or premium, and more as we build it, for $45/year (3 months free) or $5/month. See Pro.

Yes, a 7-day Pro trial, no card required. You get everything, including real-time per-product alerts, so you can see it work for real. Start it from the Pro page or the moment you set up a per-product alert.

Nothing you set up is deleted. You keep your real-time spot-price alerts; premium and per-product alerts simply pause until you upgrade. We'll also email you a weekly recap of deals your alerts would have caught.

Anytime, from the billing portal. Hit Manage subscription on the Pro page. You keep Pro until the end of the period you've paid for.

Two kinds. A price alert pings you when the price hits your number (for example, gold under $4,000/oz). A premium alert pings you when the premium, a dealer's price over or under spot, hits your target (for example, any silver at or below +2%). Set either one on a whole metal or on a specific coin or bar. Free accounts get spot-price alerts on gold and silver; the rest is Pro.

A private tracker for what you own. Add coins or bars from the catalog by quantity, or a custom amount in ounces, and StackCheaper values your metal at live spot.

For catalog items, enter your cost per coin/bar; for custom lots, the total you paid. We then show your average cost per ounce vs current spot, plus total invested vs current value.

No. Your stack is valued at pure metal melt (spot × ounces), not resale price with premiums. Think of it as the floor value of your metal, not an offer to buy.

Yes. It's tied to your account and only visible to you.

Enter your email and we send a one-tap sign-in link. No passwords to remember.

Yes. Go to Settings → Account. We'll send a confirmation link to the new address before switching it.

Settings → Account has Sign out everywhere (logs out every device) and Delete account (permanently removes your account and all your data).

No. StackCheaper is a price-comparison tool for informational purposes only. Always verify prices on the dealer's site and do your own research before buying.